We turn loss runs from five carriers into one summary the underwriter can compare.
A submission arrives with loss runs from five carriers, each laid out differently. An assistant reads them and re-types the claims, premiums and dates into one spreadsheet so they can be compared. It takes most of a morning, and the quote waits until it is done.
We read the five PDFs, pull the claims, premiums and dates, and put them into one summary. Missing years and entries that do not add up are flagged, rather than dropped.
One summary per submission, with the gaps marked and the source for each figure. The underwriter compares the carriers in one place and decides whether the risk is in appetite. A multi-carrier loss run might take an assistant 30 to 60 minutes today; we measure yours in the scope.